Investment Return Calculator

Already invested? Enter your real numbers to see how you actually performed. This calculator works backward from your current portfolio value to measure your true return and compare it against major market benchmarks.

Your Investment

Enter what you originally invested, what it's worth now, and any contributions or dividends along the way.

$
$
Total amount added after initial investment
$
Total dividends during the period
$
+32.5%
Total Return
Beating S&P 500
+$3,950
Dollar Gain/Loss
9.8%
Annualized Return
$12,000
Total Invested
3.8%
Dividend Yield
Benchmark Comparison (Same Period)
S&P 500 (10% avg) +33.1%
Total Stock Market (9.5% avg) +31.2%
Bond Market (5% avg) +15.8%
Savings Account (0.5% avg) +1.5%
Your Investment vs. Benchmarks

Understanding Investment Returns

There are different ways to measure investment returns. Total return includes all gains (capital appreciation + dividends). Annualized return shows your average yearly performance, making it easier to compare investments of different durations.

Total Return = (Ending Value + Dividends - Total Invested) / Total Invested x 100
Annualized Return = ((Ending Value / Starting Value) ^ (1/years)) - 1

When comparing your returns to benchmarks, remember that index returns don't account for taxes, fees, or timing of contributions.

Disclaimer: This calculator is provided for educational and informational purposes only. Results are estimates based on the inputs you provide and may contain errors or inaccuracies. This tool does not constitute professional financial, investment, or tax advice. Individual circumstances vary, and you should consult with a qualified financial advisor, accountant, or other professional before making any financial decisions. We make no guarantees regarding the accuracy, completeness, or reliability of the calculations or results provided.

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