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Why Your Financial Data Should Not Live in the Cloud
SavePoint JournalJanuary 8, 20264 min read

Why Your Financial Data Should Not Live in the Cloud

Cloud finance apps share your data with aggregators, servers, and third parties. Local software keeps your financial information on your device where it belongs.

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Triton Brands Water Rebate: Up to $8 Back on Poland Spring & More
Deals & FreebiesJanuary 8, 20262 min read

Triton Brands Water Rebate: Up to $8 Back on Poland Spring & More

Get up to $8 back when you buy Poland Spring, Deer Park, or other Triton water brands. Multiple reward tiers available.

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LeanFIRE vs FatFIRE vs BaristaFIRE vs CoastFIRE
Fire PlanningJanuary 7, 20264 min read

LeanFIRE vs FatFIRE vs BaristaFIRE vs CoastFIRE

LeanFIRE, FatFIRE, BaristaFIRE, and CoastFIRE represent different paths to financial independence. Here is how each works and which fits your situation.

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The 4% Rule in 2026: What the Latest Research Says
Fire PlanningJanuary 6, 20263 min read

The 4% Rule in 2026: What the Latest Research Says

The 4% rule has been updated. Bengen now suggests 4.7% while Morningstar recommends 3.9% for 2026. Here is what the latest research actually says.

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How to Calculate Your FIRE Number
Fire PlanningJanuary 6, 20264 min read

How to Calculate Your FIRE Number

Learn the simple formula to calculate your financial independence number. Your annual expenses times 25 equals your FIRE target. Real examples and adjustments explained.

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Panera Unlimited Sip Club: 3 Months Free (Code Inside)
Deals & FreebiesJanuary 5, 20262 min read

Panera Unlimited Sip Club: 3 Months Free (Code Inside)

Panera is offering 3 free months of their Unlimited Sip Club. Unlimited coffee, tea, lemonade, and fountain drinks with one promo code.

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What Happens to Your Data When a Finance App Shuts Down?
BudgetingJanuary 5, 20266 min read

What Happens to Your Data When a Finance App Shuts Down?

Cloud-based finance apps do not last forever. When they shut down or get acquired, your years of financial data can disappear overnight.

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The True Cost of Subscription Software: A 10-Year Analysis
BudgetingJanuary 5, 20264 min read

The True Cost of Subscription Software: A 10-Year Analysis

What does a decade of subscription fees actually cost you? We break down the math and explore why one-time purchases are making a comeback.

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What Are Prediction Markets? - Draft Kings Predictions Enters the Ring
Finance NewsDecember 21, 20255 min read

What Are Prediction Markets? - Draft Kings Predictions Enters the Ring

DraftKings just launched their Predictions app, joining a prediction market industry that's exploded to billions in monthly volume. Here's what prediction markets are, why they're going mainstream, and how they fit (or don't) into your financial picture.

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Join the SavePoint Community: Deals, Education, and More
AnnouncementsDecember 11, 20252 min read

Join the SavePoint Community: Deals, Education, and More

Connect with privacy-conscious finance enthusiasts. Get deals, money-making tips, educational content, and exclusive access on Discord and our social channels.

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