📈 Assets (What You Own)
$0
💳 Liabilities (What You Owe)
$0
Your Net Worth
$208,000
$528,000
Total Assets
$320,000
Total Liabilities
60.6%
Debt-to-Asset Ratio
Assets vs Liabilities Breakdown

Understanding Net Worth

Net worth is the single most important number in personal finance. It represents your total financial position - everything you own minus everything you owe.

Net Worth = Total Assets - Total Liabilities

Assets include cash, investments, retirement accounts, real estate, vehicles, and other valuable possessions.

Liabilities include mortgages, car loans, student loans, credit card debt, and any other money you owe.

Tracking net worth over time is more valuable than tracking income. It shows whether you're truly building wealth or just spending what you earn.

Disclaimer: This calculator is provided for educational and informational purposes only. Results are estimates based on the inputs you provide and may contain errors or inaccuracies. This tool does not constitute professional financial, investment, or tax advice. Individual circumstances vary, and you should consult with a qualified financial advisor, accountant, or other professional before making any financial decisions. We make no guarantees regarding the accuracy, completeness, or reliability of the calculations or results provided.

Track Your Net Worth Automatically with SavePoint

SavePoint calculates your net worth in real-time, tracks changes over time, and shows you a beautiful balance sheet.

Get SavePoint - One-Time Purchase